Small MyDebtLens build update:

I added a free public tool called Can I afford it? Beta.

The idea is simple: before someone takes on a new monthly commitment, they may want to understand what it does to the rest of the month.

Not in a complicated way. Just enough to pause and see the shape of the decision.

A new car payment, rent change, subscription stack, payment plan, loan, or home project can look manageable by itself. But the more useful question is often:

What happens after it joins the bills and obligations already there?

So the tool asks for rough monthly numbers and shows room before, monthly impact, and room after.

It does not require signup.

It does not connect to a bank.

It does not pull credit.

It is not meant to approve or deny anything. It is a small planning layer for a very common question.

This is also part of a broader shift for MyDebtLens: adding more public tools and data pages around consumer debt clarity, not only the full debt payoff planner behind login.

mydebtlens.com/can-i-afford-it.html?utm_source=…

Curious how other builders think about this kind of free tool.

Do you prefer public tools that are narrow and focused, or broader calculators that try to answer more at once?