tbh I have never ever used this type of tool before. so its kinda weird that Idek what it is, but I just built one🥀😗. so the problem is that most subscription tools have the same solution: Connect your bank account. That's exactly the thing a lot of people don't want to do(some privacy focused folks🫠). So................ introducing: SubZero.

SubZero is a one-time subscription audit. You upload a bank statement (PDF or CSV), and it scans for recurring charges, SaaS subscriptions, streaming services, forgotten memberships, and other subscription spending. No Plaid, No bank login, No account creation, No stored financial data(We use RAM for data processing). just Upload → Audit → Report → Done.

One new thing I try to built is to answer the next question: "What should I actually do about this?" It generate an audit report that shows:

-> recurring subscriptions
-> total monthly and annual spend
-> possible duplicate services
-> price increase detection across statements
-> potential savings opportunities
-> business SaaS subscriptions for freelancers and founders

Some market math(research flexing✌️😈😈):

- Global subscription economy: ~$536B+
- US subscription economy: ~$232B+
- Average American spends ~$1,800+ per year on subscriptions

Tens of billions are wasted annually on unused or forgotten recurring charges. Btw, subzero is in testing mode for now, I haven't even deployed it yet. And obviously, its gonna be free(in starting✌️😈😈🥀).